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CANCER! Most
Americans clearly understand the medical and economic costs
associated with cancer treatment and survival. Sources such as the
American Cancer Society say up to 60% of family cancer treatment
expenses are not directly tied to in patient confinement.
Medical costs for cancer treatment can be
overwhelming. Most medical treatment today
forces patients to use outpatient facilities for many more
illnesses. For example, two of the most expensive out patient cancer
treatments are chemotherapy and radiation therapy.
Managed care organizations often limit patient
access to expensive and often life saving therapy, such as bone
marrow transplants and experimental treatments.
The cost of these treatments can be
financially devastating!
A good cancer insurance plan should address
the areas where the largest expenses are incurred. It should also
provide an annual wellness benefit for cancer screening expenses.
Finally, its contract wording should be easily
understood by all enrollees, both on the day of
enrollment and in the future.
Is Such a Cancer Plan
Available?
Yes!
The 100% Cancer Combo
Plan
Omega Financial Group offers a
100% cancer plan. The employee selects an
annual maximum benefit from $10,000 to
$50,000. When a cancer claim occurs, the policy pays
100% of all eligible charges (up to the
annual maximum limit). When compared to similarly priced plans, the
100% plan generally provides larger benefits to the insureds.
Especially for major outpatient expenses. This plan also provides
excellent annual wellness benefits.
Upon Initial Diagnosis of internal cancer, the
Initial Diagnosis pays an immediate Up Front payment to the insured
from $10,000 to $50,000!
The 100% cancer plan qualifies for pre-tax
treatment in the employee Cafeteria Plan.
Contact us today for details. If you now offer
cancer insurance to your employees, we would be happy to provide you
a competitive analysis to highlight the advantages of a 100%
plan!
(The availability of this plan or other
cancer insurance plans is subject to state regulations. The specific
details of a particular insurance contract provide disclosure of all
coverage, as well as any limitations and exclusions. The 100% cancer
plan is not available in all states.)
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