What is Critical Illness and how can this affect your employees?

Critical Illness is a broad category that includes the following illnesses (though others may be included):

Cancer

Heart Condition

Stroke

Renal Failure

Notice of Terminal Illness

AIDS

A sudden and unexpected major illness can be financially devastating. The types of illnesses shown above can affect families in many ways (some that are not obvious) -

Large out of pocket medical expenses

Travel to out of town treatment facilities

Loss of attending spouse's income

Loss of personal income

Critical Illness Insurance

This new concept in voluntary insurance combines the best of several insurance plans and provides a one stop solution. When one of the above named illnesses is first diagnosed, the Critical Illness plan pays a lump sum payment to the insured. The amount paid is determined by the coverage selected when the employee first enrolls.

Rather than purchase expensive single disease insurance plans with high premiums, many employees prefer to enroll for Critical Illness coverage which covers many life threatening illnesses.

Call today for details. OneChek provides the solution.

(Critical Illness coverage issued varies upon state availability and specific coverage provided by the insurance company selected.)