Medical supplement insurance is offered to employees who desire to insure the out of pocket expenses no covered by their basic hospitalization plan. Benefits are paid directly to the employee, and are paid in addition to other insurance.

This type insurance qualifies for pre-tax treatment in the Cafeteria Plan. This coverage is provided by the OneChek System.

Underwriting: Guaranteed issue (no health questions)

Benefits:

• Pays 100% of all in patient hospital expenses (facility & professional charges)
• Pays patient $25 cash for physician visits
• Pays up to $200 cash for any outpatient testng or hospital charge
• Sales appeal: Raise employer copayments and deductibles to reduce basic premiums - employee upgrades to 100% coverage when enrolling for GAP

Premiums: Plans are inexpensive.

Contact us for specific details.

(Specific plans of insurance may be determined by state regulations. Each plan of insurance provides its owns summary of covered expenses, as well as exclusions and limitations. This summary does not represent a plan underwritten by a specific insurance carrier, but rather a general summary of medical supplement insurance.)