Attention brokers and employers!!

Employees clearly desire to enroll for dental coverage. Since many dental plans are too expensive for either the employee or employer to afford, the success of your dental enrollment is tied directly to Premium.

OneChek serves as a Regional Sales Managing General Agent for Kanawha Insurance Company. They offer a unique voluntary plan in several states. Why use our Kanawha dental plan?

1. Low Premium: For example in Tennessee, Arkansas, Georgia, Indiana, Mississippi, and Virginia, they offer the following rates - Single $17.23/month; Insured + one $34.95/month; full family $48.84/month. Compare this to plans selling for 15-30% higher premium! (Based upon published rates as of  2002; rates are subject to change, upon approval of state insurance regulators.)

2. Portability: Unlike regular group policies, the Kanawha voluntary plan is fully portable.

3. Rate Stability: Since Kanawha issues this plan as an individual policy and not as a group certificate, no individual employer group's renewal rates are based on that group's loss experience. Each state must approve an across the board state-wide rate increase. Dental premiums have not increased in 5 years!. (This is no guarantee of the future)

4. Attend Provider of Your Choice

5. Available to groups from 10+ (w/minimal participation)

6. Level Broker Fees

7. May be combined with other work site voluntary products offered by the OneChek System.

Call us today for materials. Remember, dental insurance is the most requested  fringe benefit employees have!

(For details of this summary, refer to policy form 92450, 52, 52; 92460, 61, 62; 92470, 71, 72; or the appropriate state version. This benefit summary is not an offer to insure. Refer to state version of policy for exceptions and limitations, and any applicable underwriting guidelines. Certain industries have surcharged premiums.)